PANOORIN: TIPID TIPS, PARA SA MGA NAGTITIPID! ALAMIN

You don’t need grand schemes to save money. Giving your lifestyle some well-intentioned tweaks can save you thousands of pesos per month. We've taken penny-pinching to the next level with 17 more ways to embrace thrift on top of the 37 simple ways to save on money. 1. Exercise and eat healthy food Cutting down on excess eating doesn’t mean starving yourself. Know the capacity of your stomach and eat only until you’re 80 to 90 percent full, not 150 percent. The overweight and obese have higher risks of developing heart disease, diabetes, and cancer. Proper diet and exercise will keep you healthy and out of the hospital and expensive medical bills. Estimated savings: P600 to P2,000 a month 2. Skip gym memberships There are plenty of options to exercise for free: run around the park, or take your pet for a stroll. Some parks, malls, and basketball courts host community aerobics or zumba classes. Build your own substitute equipment from household items. For example, identical buckets can be filled with water and used as weights. Estimated savings: Neighborhood gyms cost P500 per month, commercial gyms P2,000 per month 3. Try home remedies for simple illnesses Drinking lots of water can ward off flu in the making. Ask old folks which leaf can cure which illness before heading for the pharmacy. Visit your doctor if symptoms persist. Estimated savings: P100 per week 4. Start your own herb garden Even with little space, you can begin a mini-garden setup of your favorite herbs using clay pots or wall-mounted flowerpots. Harvest your own fresh herbs. Estimated savings: P300 a week 5. Bring packed lunch to work Prepare lunch for the rest of the family, too, and rest assured your kids are eating healthy meals – while saving thousands per month. Estimated savings: P1,500 per week for a family of four 6. Water, please. Opt for water – or complimentary tea – when you eat out. Restaurants tend to markup beverage prices. Cut down on calories and save as much as P60 to P80 per person. Estimated savings: P500 to P1,200 per person per month 7. Cook up to three or four meals in one go. Eat a portion and keep the rest in the fridge. You’ll have food to reheat instead of ordering fast food. Estimated savings: P400 to P1,500 per week 8. Clean-out your pantry before shopping for groceries Check what’s in the pantry and make a meal out of that. You reduce spoilage and extend last week’s grocery for another meal or two. Estimated savings: P100 to P900 per month 9. Buy wholesale Wholesale is cheaper than retail, but the tendency is consume at a faster pace. Be a wise and disciplined consumer by making sure your 1000 ml shampoo lasts for two months. Estimated savings: P600-P2000 per month 10. Find a cheaper store Different stores often sell similar items at varying prices. Compare prices in your neighborhood and pick the store that sells your favorite brands at the lowest price. Estimated savings: P60 to P80 per trip 11. Try the public market You can get fresh meat, fish, poultry, veggies, and other items at 30 percent lower than at the mall supermarket. Haggle for discounts and rely on your suki vendor to give you the best picks of the day. Estimated savings: P200 to P1,500 per week 12. Bring your own shopping bag. Grocers and other stores charge extra for plastic bags. Save yourself a couple of pesos, plus less plastic means less litter to clog the drainage. Here are other ways to save the environment while saving cash. Estimated savings: P10 to P50 per month 13. Check products for defect Don’t waste your hard earned money in a faulty product. Always inspect an item before taking it to the cashier. In case of a defective item, ask for another from the stock and make sure it's in perfect condition. Estimated savings: Equivalent to the price of the item you're buying 14. Return defective products Go back and have a defective item replaced or ask for a refund. Ask for the store’s return policy before buying, especially on big-ticket items. Estimated savings: Equivalent to the price of the product 15. Check your receipt The cashier may have inadvertently included a canceled item. Countercheck your purchases to make sure there are no unwanted items or entries at the checkout counter. Estimated savings: Equivalent to the price of the item you missed 16. Stick to your bank’s ATM Interbank withdrawals entail additional fees ranging from P10 to P15 per transaction and P1 to P2.50 for balance inquiry. If you absolutely have to make a withdrawal, opt for local banks. Foreign banks may charge as high as $3.50 or P150 per transaction. Estimated savings: P50 to P100 per month 17. Downgrade underused mobile plans You waste money in a service you don’t maximize. Telcos offer various add-ons and "unli" plans. Know which service you use the most, and compare prices on different combinations. Estimated savings: At least P100 per month You don’t have to adopt the entire list. Simply choose a handful that works best for your household. Why not safeguard your money in a savings account. Find the banks that offer the best returns on your savings.

PANOORIN NYO PO: 

Loading...